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St. John’s Chamber of Commerce: Business After Hours
May 22, 2024 @ 5:30 pm - 7:00 pm
This community is designated for residents 55 years and older, in compliance with state and federal laws, including the Housing for Older Persons Act of 1995 (HOPA), 42 U.S.C. §3607(b)(2)(C), 24 CFR Part 100, and Florida Statutes §760.24-760.37(4a). Management follows all HUD and Fair Housing guidelines to verify occupancy and maintain this exemption from familial status discrimination.
Thank you for your interest in our community. Applications are evaluated using a consistent and fair process to determine eligibility based on the criteria below.
Application & Identification
Each person who will be living in the apartment and contributing to the payment of rent must complete an application. All applicants and occupants aged 18 or older must provide a valid government-issued photo ID.
Occupancy
The general standard is two persons per bedroom plus one additional person per apartment. Additional residents may be permitted on a case-by-case basis, depending on factors such as the apartment’s size or configuration, the building’s capacity and systems, and state or local code requirements. To maintain the community’s 55+ designation, at least one household member must be 55 or older. All other residents must be at least 45 years old.
Rental History
Applicants must have a positive rental record with on-time payments, no lease defaults or damages, and no evictions in the past five years.
Screening and Verification Process
Applications are processed through a third-party screening company to provide an objective evaluation of:
If denied or approved with conditions, applicants receive an adverse action notice with information to dispute results and contact the screening company or consumer reporting agencies. Applicants will be notified of their application status as soon as the screening process is complete, typically within three business days. RISE Residential and its affiliates are not responsible for inaccuracies from third-party reporting agencies.
Income Requirements, Guarantors, and Guarantor Waiver Program
Applicants must have verifiable gross monthly income of 3x the monthly rent to be fully approved.
Applicants with income between 2.5x and 2.99x the monthly rent may be approved with conditions, requiring either a qualifying guarantor or enrollment in the Guarantor Waiver Program.
Applicants with income below 2.5x the monthly rent will result in an automatic denial.
Guarantors:
Guarantor Waiver Program:
Proof of Income:
Proof of income must reflect direct income to the applicant.
If the applicant is unemployed and does not have a verifiable monthly income, bank statements must show a balance equivalent to 3x the rental obligation for the entire lease term.
If income cannot be verified or employer cannot be independently confirmed, the application is incomplete and may be denied. Providing falsified or altered documents will result in automatic denial or lease termination.
Non-U.S. Citizens
Applicants must provide valid USCIS documentation, such as I-551, I-766, or I-94, plus a Passport or Visa.
Pets
A maximum of two pets per household, subject to breed/weight limits. A non-refundable one-time pet fee (per pet) and a monthly pet rent (per pet) apply. Inquire for details.
Administrative Fee
The administrative fee is refundable only if the application is denied or canceled within 72 hours of approval notice. Application fees are non-refundable.
Acknowledgment
By applying, you confirm that all information is true and accurate. Misrepresentation is grounds for denial or lease cancellation. I acknowledge submitting this application and paying applicable fees to hold the requested apartment home until the complete verification process and final approval are received.
If my application is denied, I acknowledge that I can request an appeal, correct incorrect information received from a third party, or present information regarding mitigating circumstances for consideration. Applicants with disabilities may request reasonable accommodations or modifications under the Fair Housing Act, including from this selection or rental criteria.
Effective 09/22/2025
